1. Our Mission

At PayNetic, we aim to provide next-generation financial services by combining the flexibility of digital banking with the innovation of blockchain-based solutions. While currently operating in demonstration mode, our platform simulates a full-service digital banking environment powered by FDK demo tokens issued by the New Reality ecosystem.

Our goal is to model the future of secure, efficient, and inclusive banking, laying the groundwork for real-world applications in the evolving financial landscape.


2. Core Values

We operate in accordance with the following guiding principles:

  • Integrity: Even in a demo environment, we simulate financial processes with transparency and fairness.

  • Innovation: We model state-of-the-art financial tools, including digital cards, deposits, and transfers, using blockchain technology.

  • User Empowerment: We provide users with intuitive tools and full control over simulated financial operations.

  • Security: We apply internal policies that reflect real-world banking-grade security practices, even in the simulation context.

  • Compliance-Oriented Vision: Though not currently under regulatory supervision, we develop our procedures in alignment with standards expected from licensed financial institutions.


3. Use of FDK Tokens

All operations on PayNetic are conducted exclusively using FDK demo tokens, issued as part of the New Reality platform. These tokens:

  • Are not real-world currency

  • Have no monetary value

  • Are intended for demonstration and testing purposes only

PayNetic is part of the "Million Opportunities" program initiated by the New Reality platform. Learn more at:


4. Services We Simulate

PayNetic simulates the following digital banking functions:

  • Opening digital accounts and wallets

  • Simulated balance management and transaction history

  • Issuance and servicing of demo virtual debit cards

  • Internal demo transfers using FDK tokens

  • Simulated deposits and interest modeling

  • Service fees and payment simulations in FDK


5. Ethical and Professional Conduct

While PayNetic operates in demonstration mode, all user interactions are expected to follow standards of:

  • Professional behavior

  • No abuse or fraud attempts

  • No automation or exploitation of the demo mechanics

Any misuse or manipulation of demo features may lead to account restriction.


6. Future Transition

This platform currently functions for demonstration purposes only. We reserve the right to transition to a production mode in the future, with possible support for real currency transactions and integration with licensed financial partners. Users will be informed in advance should such a transition take place.


7. Contact and Feedback

We welcome suggestions and inquiries related to the development and demonstration of our digital banking systems. Please contact us at:

Email: [email protected]

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